Banana Chocolate Chip Loaf Cake
There’s nothing quite like the smell of a freshly baked Banana Chocolate Chip Loaf Cake wafting through your kitchen. It’s moist, tender, and full of sweet banana flavor with melty chocolate chips in every bite. This loaf cake is perfect for breakfast, a snack, or even dessert—trust me, it’s a recipe you’ll want to make again and again. Plus, it’s a fantastic way to use up those overripe bananas sitting on your counter.
Why You’ll Love Banana Chocolate Chip Loaf Cake
This recipe isn’t just about the ingredients it’s about creating moments. Whether you’re cooking for a casual family dinner, hosting a get-together with friends, or simply indulging in some comforting flavors for yourself, this dish is versatile enough to fit the occasion. Here’s why it’s a favorite:
Versatile: Perfect for breakfast, brunch, snack time, or dessert.
Budget-Friendly: Uses simple, affordable ingredients you likely already have at home.
Quick and Easy: Comes together in one bowl with minimal effort.
Customizable: Add nuts, swap the chocolate for dried fruit, or sprinkle with cinnamon sugar on top.
Crowd-Pleasing: A guaranteed hit with both kids and adults. It’s always a win when a single dish can satisfy everyone at the table. This recipe strikes the perfect balance of flavor and comfort, making it a universal favorite.
Ingredients in Banana Chocolate Chip Loaf Cake
Here’s the magic of this loaf cake—it’s made with basic ingredients but tastes absolutely indulgent:
Bananas: The star of the show! Overripe bananas add natural sweetness and moisture.
Flour: Provides structure for the loaf.
Sugar: Balances the banana flavor and adds sweetness.
Eggs: Help bind the batter together and keep it tender.
Butter or Oil: Ensures a rich, moist crumb.
Baking Powder and Baking Soda: Give the loaf its beautiful rise.
Salt: Enhances all the flavors.
Vanilla Extract: Adds a warm, comforting note.
Chocolate Chips: Melty pockets of chocolate that take this banana loaf to the next level.
(Note: the full ingredients list, including measurements, is provided in the recipe card directly below.)

Instructions
Let’s dive into the steps to create this flavorful masterpiece:
Preheat Your Equipment: Preheat the oven to 350°F (175°C) and grease or line a 9×5-inch loaf pan with parchment paper.
Combine Ingredients: In a large bowl, mash the bananas until smooth. Add sugar, melted butter, eggs, and vanilla, mixing until well combined.
Prepare Your Cooking Vessel: In a separate bowl, whisk together flour, baking powder, baking soda, and salt. Gently fold the dry ingredients into the wet mixture until just combined.
Assemble the Dish: Stir in chocolate chips, reserving a few for sprinkling on top. Pour the batter into the prepared loaf pan and smooth the top.
Cook to Perfection: Bake for 50-60 minutes, or until a toothpick inserted into the center comes out clean.
Finishing Touches: Let the loaf cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Serve and Enjoy: Slice thick pieces and enjoy as-is or warm them up with a little butter for an extra treat.
Nutrition Facts
Servings: 10
Calories per serving: 290
Preparation Time
Prep Time: 15 minutes
Cook Time: 55 minutes
Total Time: 1 hour 10 minutes
How to Serve Banana Chocolate Chip Loaf Cake
This loaf cake is delicious on its own, but you can also serve it with a dollop of whipped cream or a scoop of ice cream for dessert. For breakfast, pair it with a hot cup of coffee or tea. It’s also perfect for packing in lunchboxes or gifting to friends.
Additional Tips
Here are some extra tips to help you get the most out of this recipe:
Use very ripe bananas with lots of brown spots—they’re sweeter and mash more easily.
Don’t overmix the batter to keep the loaf tender and fluffy.
Sprinkle extra chocolate chips or chopped nuts on top before baking for extra texture.
Wrap leftovers tightly in plastic wrap to keep them moist for days.
This loaf freezes beautifully—just slice, wrap, and store for up to 2 months.
FAQ’s
1. Can I use frozen bananas? Yes! Thaw and drain any excess liquid before mashing.
2. Can I make this recipe eggless? Substitute eggs with unsweetened applesauce or yogurt.
3. Can I use whole wheat flour instead of all-purpose flour? Yes, but the loaf will be slightly denser.
4. Can I reduce the sugar? Absolutely! Use ¼ cup less for a less sweet loaf.
5. Can I add nuts? Yes, walnuts or pecans are a great addition.
6. How do I keep the chocolate chips from sinking? Toss them in a bit of flour before folding them into the batter.
7. Can I make muffins with this batter? Definitely! Adjust the baking time to 18-20 minutes.
8. How do I know when it’s done baking? A toothpick inserted into the center should come out clean or with a few moist crumbs.
9. Can I add spices like cinnamon? Yes! Add 1 teaspoon cinnamon or nutmeg for extra warmth.
10. How should I store it? Keep tightly wrapped at room temperature for up to 3 days or refrigerate for up to 1 week.
CONCLUSION
The Banana Chocolate Chip Loaf Cake is a classic for a reason soft, moist, and packed with flavor in every bite. Whether you enjoy it fresh from the oven or the next day with your morning coffee, it’s the kind of recipe you’ll always come back to. Once you make it, you’ll never look at those overripe bananas the same way again!
Print
Banana Chocolate Chip Loaf Cake
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 15 minutes
- Yield: 10 slices 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
A moist and tender banana chocolate chip loaf cake packed with ripe bananas and sweet chocolate chips. Perfect as a breakfast treat, snack, or dessert any day of the week.
Ingredients
- 1 3/4 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 cup unsalted butter (melted)
- 3/4 cup brown sugar (packed)
- 2 large eggs (room temperature)
- 1 teaspoon vanilla extract
- 3 medium ripe bananas (mashed)
- 1/2 cup sour cream or plain yogurt
- 3/4 cup semi-sweet chocolate chips (plus extra for topping)
Instructions
- Preheat oven to 350°F (175°C). Grease and line a 9×5-inch loaf pan with parchment paper.
- In a medium bowl, whisk together flour, baking soda, and salt. Set aside.
- In a large bowl, whisk melted butter and brown sugar until combined. Add eggs, vanilla, and mashed bananas, and mix well.
- Stir in sour cream until smooth. Gently fold in dry ingredients until just combined. Do not overmix.
- Fold in chocolate chips and pour batter into the prepared loaf pan. Sprinkle extra chocolate chips on top.
- Bake for 55–65 minutes, or until a toothpick inserted in the center comes out clean. If the top browns too quickly, cover loosely with foil during the last 10 minutes of baking.
- Cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.
Notes
- Use very ripe bananas with brown spots for the best flavor and sweetness.
- Store at room temperature for up to 3 days or freeze slices for up to 2 months.
- Replace sour cream with Greek yogurt for a tangy twist.
Nutrition
- Serving Size: 1 slice
- Calories: 280
- Sugar: 22g
- Sodium: 190mg
- Fat: 13g
- Saturated Fat: 7g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 38g
- Fiber: 2g
- Protein: 4g
- Cholesterol: 55mg
Keywords: banana loaf, banana chocolate chip cake, banana bread recipe, moist banana cake, easy banana loaf